W
hile the general perception is that making an insurance claim is a tedious task, if you’ve taken care of the details right from the beginning, then the process should be rather simple and easy. This article gives you general instructions on how to go about making insurance claims so that you can be indemnified for the losses that you have, unfortunately, suffered.
Steps involved:
1. The first step is all about being prepared. Whenever you take out an insurance, you must keep all the documents and contracts relating to the insurance and the article insured in a safe and secure spot that you can remember.
2. If you’ve lost something or in case of a robbery, you must file a complaint with the police straight away without wasting time.
3. Get the documents together like the insurance contract, receipt of the product insured and a copy of the complaint that you filed with the police.
4. Be very specific about how the incident played out. If possible, jot down the time, date and other such details so that you can narrate and write down the facts without any errors in the narration.
5. If you took the policy through a broker, give them a call first as they can communicate with the insurance company and help simplify the process of getting your claim.
6. The last step is to call the insurance company’s helpline for claims to get the process started.
Should everything go well, your claim will be handed over to you as soon as possible!
[Photo: bigdecisions.com]
