Advantages of Having Learner Driver Car Insurance

A t the initial stages of learning how to drive, you are bound to make mistakes, some of which may lead to accidents. While this is a common experience for new drivers, it comes with consequences that may heavily drain your bank account. That is why as a learner driver, you need to protect yourself and the car against accidents associated with learning how to drive. The safest way to do that is to sign up for a learner driver car insurance policy, which provides you with coverage in the event of an accident. This policy is important for learner drivers because it gives many hours of driving at lower charges on a daily basis. This implies that a learner driver can enjoy the practice with assistance of an experienced person of his or her choice, being sure of coverage in case of an accident. In that case, the policy protects car owner’s main policy and his or her No Claim Bonus. The idea behind the policy is that the registered owner of the vehicle on the policy document must insure it elsewhere against other risks such as fire, theft, or vandalism. On the other hand, the policy covers the learner driver while practicing under supervision of a qualified person of their choice. However, the person supervising the learner driver must be over 25 years and has a valid UK/EU/EAA driving licence. He or she must also have experience of at least three years doing the same supervising learner drivers. In most insurance companies offering learners driver insurance, the policies are available for new drivers on a daily basis and the charges are fixed. The car owner benefits from the policy because the learner’s cover protects the car’s main policy. Research has revealed that new drivers who get a combination of professional instruction and private coaching excel in their driving course.