Loans

Top Online Lenders UK

Top Online Lenders UK

There are many banks and financial institutions in the UK that offer online loans, and most of them claim to be the best in business. That’s why we have created a list of top online lenders in UK after considering factors like the application process, reliability, requirements, interest rate, etc.

  • M&S Bank Personal Loan: M&S Bank offers personal loans from £1,000 to £25,000 online. You have to be a permanent UK resident and at least 18 years of age with a minimum income of £10,000. The loan term is 1-7 years with 2.9% representative APR (fixed).
  • Zopa Personal Loan: Eligible for permanent residents with a minimum income of £12,000, Zopa offers personal loans of £1,000 to £25,000 at 2.9% fixed representative APR. The loan term is 1 to 5 years and you have to be at least 20 years old.
  • AA Personal Loan: With 3.1% fixed representative APR, AA finance lends between £1,000 to £25,000 in personal loans to be paid over 1 to 7 years. Along with being a permanent resident of at least 21 years of age, you have to have a good credit rating to be approved.
  • Citrus Loans Personal Loan: With a high 16.9% APR (fixed), Citrus Loans offer personal loans of £2,000 to £25,000 to people with a poor credit score. You have to be at least 23 years of age and a permanent resident with a £15,000 minimum income.
  • TFS Loans Guarantor Loan: With a homeowner guarantor aged between 18 and 75 years, you can obtain an online loan of £1,000 to £15,000 to be paid over 1-5 years. It has a very high 39.9% representative APR (fixed).
 
Our advertising partners offer repayment duration of 12 to 120 months. I.e. 8000 in 48 monthly payments to the 4.50% rate. amount tot. due: 8,756.64; APR max: 10:50%