How to Get the Cheapest Car Insurance

hands holding a smartphone sitting in a car with the words car insurance

Car insurance can be expensive, and it takes a large dent out of your monthly budget. However, there are ways to reduce your costs. Here’s how to get the cheapest car insurance.

Use Comparison Websites

Searching for car insurance isn’t fun, but if you put the work in you’ll reap the rewards. There are plenty of comparison websites, such as Compare The Market and they’ll show you the best deals for your car. It takes some time, but you’ll get the cheapest car insurance option.

Leave Out Others

Some of us decide to put everyone on our car insurance so they can drive the vehicle. The more drivers you add, the higher the cost will be. You can always add someone for a few days if needed, but only put people on the policy if they’ll regularly drive the car.

Protect Your No Claims Bonus

The best way of lowering your car insurance costs is to protect your no claims bonus. It costs a bit of money, but your car insurance will always be lower with a no claims bonus.

Increase Your Excess

Voluntary excess is the amount you’ll pay before being able to claim from your insurance company. The higher you set it, the lower your policy cost will be. However, think about what you could realistically afford or you won’t be able to fix your car in the event of an accident.

Keep Your Car Secure

Insurance companies always ask how secure your car is because there will be less chance of theft. If you fit an alarm, immobilizer or security device you’ll receive a discount of 5%.

Following these tips will ensure you get the cheapest car insurance. Take your time, and use your savings on more exciting things!