Best budgeting software
Most people cringe at the mention of the word budget as it sets off an image of self-deprivation. If the idea of creating a budget comes off as both challenging and tedious, then you could you could use a helping hand. Luckily, using a budgeting software can take away the pains when handling finances. Software can help you refine your spending habits and follow a spending plan, giving you a better grip on your finances.
You Need A Budget (YNAB)
Undoubtedly one of the most popular budgeting apps on the market, it comes jam-packed with features. It will help you get started with the process of creating and following a budget. Running on both Mac and Windows, this software will teach you some solid budgeting practices as well. YNAB is available as a browser-based program as well as iPhone and Android apps, both of which will sync data to your desktop.
Since the app targets budgeting beginners, it is devoid of complicated features and processes. If you ever struggled with the process of creating a budget, then this is the app for you. If you face any challenges, you have the option of signing up for online classes where live instructors offer advice and guidance. Better yet, the app comes with an accountability partner who waves a red flag if you blow through the set budget.