Accident Claims – What You need to Know
The main categories of accident claims are for:
- road accidents
- slips and falls
- accidents at work
A road accident can be a traumatic life event with huge-ranging consequences, both physical and psychological. Included in this category are motorcycle accidents, passenger, cyclist, and pedestrian claims.
Slips and falls
If your fall in a public place is caused by negligence on the part of someone else, you could make a compensation claim.
Accidents at work
Accidents at work can include serious injuries caused by dangerous machinery. They are often caused by a lack of proper health and safety provisions or insufficient employee training.
First party or third party claims
A first party claim is one that you lodge with your own insurance company, whilst a third party claim is filed with the insurance company of another person or business. For example, if you are in a road accident and the other driver is at fault, you would file an insurance claim with their car insurance provider. If you are injured at work or in a shop, you can claim against the business’ insurance policy.
The accident claims process can be complicated, so personal injury claims companies can help guide you through the different steps if needed.