Loans for the holidays cements cycle of indebtedness

Sanctioning loans for the holidays not only creates a culture of indebtedness but in places where being financially overextended is the norm, it cements this unhealthy way of life. Given that holiday making is such a pleasure filled pastime, the idea that one can have pleasure first before the work of paying for said sought-after pleasure is entirely ruinous to people’s financial stability as well as sense for what is within the bounds of reason.

Everybody would love to go on holiday to their most fantasied about destination and do things they’ve only ever imagined in their most far away thoughts. But affordability always rears its ugly head and brings people back to the reality of what is and isn’t possible. Yet instead of conjuring up ways with which one can still make the dream holiday a lived experience, the lure to simply put the holiday on credit is just too great for those who then opt to secure a loan for their pleasurable pursuits.

So while Loans for the holidays may provide immediate gratification, one will be working to pay off the debt of an experience already had. And there’s nothing quite like delayed paying off of debts due to frustrate and sometimes completely thwart the repayment process.

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